Safety Tips to follow while traveling on Indian Railways

Indian Railway is the world’s third largest rail network. Million of passengers traveling through train every day throughout the world. Most of the people using trains to reach the decided destination. The main reason to choose this is very cheap and availability of trains. And one of the major advantages is comfortability. You can also check the train status using PNR online status checker before you arrive at a railway station. If you are planning to travel for long distance in a train, safety is the main thing to concern.

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The following are the safety tips to follow when traveling in train.
Do not eat food from unknown people: While traveling in train people will eat food from unknown persons. It is not good for health. Sometimes thieves will follow you and mix medicine in that food which will allow you for deep sleep. They doing this to stole your luggage. So it is a kind advice to you, do not eat any kind of food from an unknown person while waiting in platform or train.
Arrive early for tickets: If you do not reserve tickets then come earlier to a station to buy tickets. In India, most of the cities ticket counters are in long queues.
Safety tips at Platforms: If you are going out of the railway station and changing your platform always use foot over bride to keep yourself safe.
General Tips/Advice: In India, when a train arrives at platform people rush towards to get vacant seats. Please don’t do this to protect you while traveling in a train. It’s a kind advice. There are many free online websites available to check train route.

5 Tips to choose a Self Balancing Scooter

Checking reviews for the brand or product will give some assurance to purchase it. It’s always well and good to find reviews of the product. Like the same way before purchasing a hoverboard, check the self balancing scooter review to know about the product details and features.
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The following are the 5 tips to consider when buying a self-balancing scooter. They are

Size: The size of the scooters is measured by its wheel diameter. One scenario you have to consider the size when you planning to buy the scooter kids under the age 14. Small wheeled Segways are light so it is easy for transport.
Safety features: One of the most important features in this scooter is speed protection mode. The speed is monitored when you ride at the same time. If the speed is in high then it will produce a beep sound else it will remain the same. You have to pay extra for this scooter which comes with safety measures.
Battery Quality: If you plan to buy a hoverboard check whether the battery comes with a good quality. The low-quality battery can cause many issues. You should buy a Samsung battery rather than buy an unbranded one.
Price: If you want to buy a self-balancing scooter with high quality and safety features you should pay extra for this. This scooter is also available in low price but there is no guarantee and quality.
Range: The range of a scooter is determined by the speed of travel, quality, and features, etc.

Consider these tips and review before buying the self-balancing scooter. Some of the best and high-quality products are Swagway x1, hot spot hoverboard and powerboard by hoverboard.

What is Swift Code?

SWIFT Code is identified as the Business Identifier Codes or BIC code that has been approved by the ISO. This SWIFT Code has a pre-defined standard format as per the ISO 9362 and the code is unique to electronic funds transfer and includes both the financial and non-financial institutes. SWIFT acronym Society for Worldwide Interbank Financial Telecommunication has been designated as the BIC registration authority by ISO.

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When this code is assigned to the non-financial instituted, we call it Business Entity Identifier, BEI. These codes are basically used for money transfer between two banks, the bank of America swift code for incoming wire transfers in US dollars, and for the exchange of many other types of messages between the banks. One can easily find this code on the account statements.

Do you know one bank can use different identifiers to separate their activities? Taking an example of Bank of America Swift code. In the United States, SWIFT code for the denominated wires is BOFAUS3N and for the wires that are sent in any other foreign currency, SWIFT code is BOFAUS6S.

As such there is no specific hard and fast format of the SWIFT code. For example, in the case of Euro Payments, European central bank has agreed upon the common format that is based on the IBAN and BIC plus an XML-based format for transmission and starting a standardized transaction.

Structure of SWIFT Code

The SWIFT code is an 8/11 characters code with the first 4 letters representing the code of the Institute or the bank code, next 2 letters as per ISO 3166-1 represents the country code, and last 2 letters in the case of 8 digit Swift code are the location code. Few things to consider in the 8-digit code:

  1. If the last character is a “0”, that means BIC is testing this code on another BIC live network.
  2. If the last character is a “1”, that means the user is passively participating in the SWIFT network
  3. If the last character is a “2”, that means reverse billing BIC, here both the parties sender and the receiver will be asked to make some payment to send and receive the message.

For the 11—digit code, last 3 digits or letters represents the branch code and many times optional for the prime office code 619. So, when any sender enters an 8-digit code, it is clearly understood that that code related to the primary office only.

SWIFT is a well-known division of Society for Worldwide Interbank Financial Telecommunication organization that is responsible for handling SWIFT codes and process related to the registration of a SWIFT code? SWIFT was originally introduced and a later modification changes it to BIC or Business Identifier Codes, often named by the SWIFT codes.

This ISO 9362 was updated in the year 2009 that allowed non-financial institutions to include SWIFT code.

As per the latest reports, there are around 7,500 SWIFT codes that are “live” codes and it has been estimated that over 10,000 BIC codes will be doing manual transactions only.